Belonging & Benefitting at
Abbey Credit Union


By Leslie Rogers
Do you want to feel as though you actually belong to your financial institution and are not just another account number?
At Abbey Credit Union, it’s relieving to know that you are a member, not just a customer. When you place your hard earned money into an account, you become part of a much larger family, a network of people who have the same goals as you to get the most out of your investments with minimal loan rates and rewarding dividends. When walking into our business, you will be greeted with enthusiasm and recognized by name.

So, what exactly is the difference between a credit union and a bank?
At a credit union, anyone who deposits money becomes a member, therefore attaining part ownership. The decisions made within a credit union are made by members just like you, as opposed to a bank run by profit-driven officials who benefit from high interest rates and low dividends. Incumbent officers on the board of directors are strictly volunteers. Their interests lie in benefiting the credit union and its members, not their own financial gain. As a not-for-profit cooperative, any money remaining after establishing an adequate financial reserve is returned to its members in the form of increased dividends, lower loan rates, and cheap or free services.

Abbey Credit Union is dedicated to building a family of members based on trust.
The Board of Directors are elected officials and therefore trusted by the members of the credit union. Abbey strives to create a unity among its members, resulting in a sound financial mind. One way they do this is by holding annual meetings open to all member-owners. Individuals are able to learn about the events and accomplishments of the credit union over the past year, its goals for the year to come, and cast their vote for directors.

Abbey is dedicated to providing its members with plenty of options to meet the needs of the individual.
Abbey offers a variety of services for its members, with the most up-to-date technology to aid in easy and efficient managing of your account. Some of these services include Abbey@Home (online access to your account), Web BillPay to make loan payments whenever you choose, automatic bill pay through an electronic funds transfer system, ATM access with no surcharge when you use your Alliance One or MoneyPass card, and direct deposit.

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